Track Record

58.4%

More than half of the world now uses social media (58.4%) 4.62 billion people around the world now use social media, 424 million new users have come online within the last 12 months.

1.25%

The Bank of England base rate increased to 1.25% this week, the highest it has been since 2009

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Wise Words

“Those who say it cannot be done, should not interrupt those doing it.” Chinese proverb

Simples

“Everything should be made as simple as possible, but not simpler” Albert Einstein

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Mortgage facts

The outstanding value of all UK residential mortgage loans was £1,630.5 billion at the end of 2022 Q1, 4.4% higher than a year earlier. The value of gross mortgage advances in 2022 Q1 was £76.9 billion, £6.7 billion greater than the previous quarter, but 7.5% lower than in 2021 Q1

Jargon busting

ERCs – Early repayment charges are penalty fees you have to pay if you want to leave your mortgage during a specified period, usually the period of the initial deal.

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